Get flexible monthly payment options.
For example, a $800 purchase must cost $72.21/mo over 12 months at 15% APR
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1. Fill your cart
When you're done shopping, select Affirm at checkout.
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2. Choose how you pay
Enter a few pieces of information for real time decision.
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3. Pay over time
Make payments at affirm.com, or in the Affirm app. You'll get email and text reminders.
Why Customers Love Affirm
- Flexible monthly payments that fit your budget
- Transparent terms with no hidden fees
- Fast approval – know instantly if you’re approved
- Easy online management of your payment plan
Frequently Asked Questions (FAQ)
Can I pay off my purchase early?
Can I pay off my purchase early?
Yes! There's no penalty for paying early.
How do I make my payments?
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for IOS or Android.
Affirm will send you an email and text reminders before payments are due.
Can I return an item I bought with Affirm?
Can I return an item I bought with Affirm?
Yes, you can return an item you bought with Affirm by initiating the return process with the store.
Does checking my eligibility affect my credit?
Does checking my eligibility affect my credit?
No, your credit won't be affected when you create an Affirm account or check your eligibility (including checking your pre qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it's considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm's Hep Center.
Do I need a mobile number to use Affirm?
Do I need a mobile number to use Affirm?
Yes, you'll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it's really you who is creating your account and signing in.
Where can I learn more about Affirm?
Where can I learn more about Affirm?
You can visit their website at affirm.com
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